A money market fund is the classic first step: your money earns daily interest, stays accessible,
and is held by a regulated fund manager. Pick one below and apply on the provider's own official site,
it takes about 10 to 15 minutes.
1
Get your documents ready
Every fund asks for the same five things. Tick them off below.
2
Pick your fund
Compare the four options. There is no wrong choice, all are regulated.
3
Apply on their official site
Our link takes you to the provider. Your money goes to them, never to us.
Step 1 · Have these five things ready
The same documents work for every fund on this page, gather them once.
Step 2 · Pick your fund
All four are regulated money market funds. Choose the name you trust or the sign-up experience you prefer.
Money market fund
Etica Money Market Fund
A modern, digital-first Kenyan fund manager. Open the account and manage everything from your phone.
A CMA-licensed special collective investment scheme by Faida Investment Bank, a Tier 1 investment bank with over 30 years in East African capital markets. Launched in February 2024, the fund diversifies across global markets: equities in the US, Europe, Asia and emerging markets, government and corporate bonds, commodities, currencies, and alternatives such as ETFs and infrastructure.
Who it suits:
money you can genuinely lock away for six months or more. A target is not a promise,
returns move with global markets and can be lower in any period. Still building your
first cushion? Start with a money market fund above.
Sign in first if you want Money-Wise to track and support your application.
Opens Faida Investment Bank's official secure portal. Have the same KYC documents ready in one folder before you start, the portal times out on slow uploads.
The fund at a glance
CMA regulated
Targeted net return
20%per year
A target, not a promise. Returns move with global markets.
Minimum investment
KES 500,000
Top-ups from
KES 50,000
Lock-in
6 months per deposit
Management fee
6% per year, pro-rated daily
Withholding tax
None
Withdrawal charges
None
Reporting
Monthly statements, quarterly fact sheet
Oak Special Fund is managed by Faida Investment Bank and regulated by the Capital Markets Authority. The 20% figure is a target, not a promise: returns move with global markets and can be lower, or negative, in any period. Applying through this link registers you under the Money-Wise (RH Group) agency at no extra cost. Your money goes directly to the fund manager, never to Money-Wise.
Why apply through these links?
These are the official Money-Wise (RH Group) agency links. You get exactly the same product, rates and fees
as walking in yourself, the difference is that our team can see your application went through and help you
if anything gets stuck. Your money never passes through Money-Wise: you pay the fund provider directly,
and only the regulated provider holds your investment.
Applying through this link registers you under the Money-Wise (RH Group) agency: same product, same rates and fees, plus our team can support you if you get stuck. Your money goes directly to the regulated fund provider, never to Money-Wise. Returns change with the market and are not guaranteed.
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